Sabado, Disyembre 7, 2013

Greeting cards? Make them a little bit eccentric and out-of-the-box with the use of the eCards! They are video greetings of all occasions you might want to celebrate with all styles. Best of all, they are only FREE and you can send them to anyone you want!

For the ones who like the fun and quirks in their celebrations, here are 5 animated eCards perfect for the season of Christmas:

1. Red Nose Rap's Free Video eCard - Santa and his reindeers rapping are a perfect treat to those who want rhythm and colorful beats in their greetings!
https://gramz.com/cartoon/animate/red-nose-rap#jenny18

2. Christmas Season Greetings's Free Video eCard - Funny short video of rabbits trying to get the carrot nose from a snowman. It gets with the wish that "You get everything you want for Christmas this year!"
https://gramz.com/hush2k/jungle/christmas-season-greetings#jenny18

3. Christmas Hottie's Free Video eCard - Funny animated short video of a snowman and snowman together!
https://gramz.com/cartoon/animate/christmas-hottie#jenny18

Miyerkules, Disyembre 4, 2013

Stay Out Of The Trap

Stay out of the Trap
It is a known fact that even though money is circulated widely worldwide, many people still do not have enough money for their wants or needs and have to resort to loans.
However, while it is good to have someone to turn to in your need, it’s bad to make a habit of borrowing again and again until you bury yourself in unpaid debts. Debts sacrifice your family budget’s stability as well as the endurance of your income.
Why do people go to borrow?
While it is very reasonably seen that most borrowers go because of desperate emergencies and needs, it has been also known that some loan for the gratification of their desires and luxuries. The famed novel, “Confessions of A Shopaholic” wisely depicts this situation. Credit is not a good way to purchase materials because while you aim to get something, you are being charged for more than your purchase. Credit cards can also lead you to overindulgence and hasty decisions (i.e. picking everything that you might fancy around).
What are the circumstances of debts and loans?
In debts and loans, you are accountable to your debtor by legalities and contract, so it isn’t a good picture when you can’t pay your debt on time. Especially if you haven’t paid after a long time, there will be court proceedings (my mother’s personal experience as a debtor to her borrower) and some nights in jail because you haven’t kept your oath of payment.
Even if you can pay it slowly, it still isn’t good…
The prospects are low family budgets due to the deducted salaries of parents due to many debts needed to be paid. My family suffer from this on time to time due to constrict finances. We have to content ourselves with simple living and take extra care with our purchases.
So the better way is…
Be frugal in living. Do not spend more than what’s necessary for your family. “What use is money but to buy bread?” is Isaiah’s advice for everyone who holds money in their hands.
Pay your debts as fast as you can. You should be endowed by money, not burdened by it.